Showing posts with label red tape. Show all posts
Showing posts with label red tape. Show all posts

Monday, March 19, 2012

Banks, Schmanks

Well, we got the first insurance check 3 weeks ago. We took it to the bank to deposit it so we could get started on the rebuild. The bank had other ideas. They decided that since they have an interest in the property, they had to keep the check for 3 weeks to make sure it wasn't a fraudulent claim.
The bank employee we usually deal with sent the check with some other paperwork to the home office in Ohio. Then we waited, and waited and waited some more. I finally lost my patience and called to find out what the problem was. I found out that they had "forgotten" to send it back. They would have to find it. Really? Mind you, it was sent to them via FEDEX. They finally sent it back, fully endorsed, via USPS. Can you believe that? They sent a fully endorsed check through the mail!
So we rushed to the bank to deposit the check since the letter stated that there wouldn't have to be another hold on it since they had already verified it. I got online today to check and low and hold - there's a freakin' hold on the damn check. Now I'm really ticked off. I am so sick of this bank! You had better believe that as soon as all this is done, we are taking our money else where. This is ridiculous.
I just want to be able to write the first check so that the contractor can start demolishing the old house. We are missing out on a lot of beautiful building weather! I am telling you, the less you have to deal with banks, the better off you'll be. Curious about what bank it is? Well, it starts with a K. It ends with a Y and there is an E in the middle. I do not recommend this bank.

Friday, February 24, 2012

Buying in the USA...

As we get ready to start building our new home, we were talking about all the problems with imported building materials. Things like drywall imported from China is substandard to that manufactured in the US. Ours might be just a bit more pricey, but I would rather pay a little more and know it's going to last. The same goes for steel. I keep reading articles about low quality steel used in buildings that have since collapsed. When the steel's path was retraced it came directly from China. I understand that builders are trying to save a buck to make more profit, but is it really worth loosing integrity and respect and money if everything you build falls down?

Our builder said he would evaluate our budget and do his very best to by US products. He did say however, that it would be nearly impossible for him build our house with 100% US made due to costs. He has agreed to consult with us on what would be acceptable and what would not. Here are a few things that we know are going to be Made in the USA: the bricks for the exterior, the lumber, the drywall, the paint, and the windows. We are currently looking into bath fixtures, kitchen fixtures, appliances, local cabinet makers, furniture, and flooring. Also checking out light fixtures, outlet covers and wiring.

We have also adjusted the size of the house to try to allow for more USA made materials. I am going to do my best to purchase accessories and such at local flea markets, garage sales and auctions. There's still a lot of really neat things out there that were made in the USA a long time ago.

I challenge you to buy American next time you go out shopping!

Friday, August 14, 2009

What's the point

I was going to blog away this evening, but decided to forget about it. No one reads these anyway. I wanted to bitch about work, insurance, autism, so called friends, families, stalled creativity, fleas, flea killers that don't kill and illness. Here's one thought for it all PPPBBBBBBBBBBLLLLLLLLLLLLLFFFFFFFFFFFHHHHHHHHHHHH(for those who might read this - that's a raspberry) I am going to take a shower and go to bed before I punch somebody.

Friday, July 10, 2009

I need answers

I am SO tired of dealing with autism. Medication after medication. Hospitalizations. Meltdowns - his then mine. No time away. Oh sure, I just had a 5 day vacation, but damn after 9 years that's not very much. We can't go out - no one will watch him. We've lost most of our friends because he is out of control. The few we do have, haven't really seen much of a meltdown, YET.

I cry myself to sleep so often - I should be out of tears. Hell, I'm crying right now. He had a meltdown this evening in public - one lady threatened to call the police. I said 'Go ahead, I could use a break.' She huffed and walked away. Gee, lady thanks for the help!

Why?