Banks, Schmanks

Well, we got the first insurance check 3 weeks ago. We took it to the bank to deposit it so we could get started on the rebuild. The bank had other ideas. They decided that since they have an interest in the property, they had to keep the check for 3 weeks to make sure it wasn't a fraudulent claim.

The bank employee we usually deal with sent the check with some other paperwork to the home office in Ohio. Then we waited, and waited and waited some more. I finally lost my patience and called to find out what the problem was. I found out that they had "forgotten" to send it back. They would have to find it. Really? Mind you, it was sent to them via FEDEX. They finally sent it back, fully endorsed, via USPS. Can you believe that? They sent a fully endorsed check through the mail!

So we rushed to the bank to deposit the check since the letter stated that there wouldn't have to be another hold on it since they had already verified it. I got online today to check and low and hold - there's a freakin' hold on the damn check. Now I'm really ticked off. I am so sick of this bank! You had better believe that as soon as all this is done, we are taking our money else where. This is ridiculous.

I just want to be able to write the first check so that the contractor can start demolishing the old house. We are missing out on a lot of beautiful building weather! I am telling you, the less you have to deal with banks, the better off you'll be. Curious about what bank it is? Well, it starts with a K. It ends with a Y and there is an E in the middle. I do not recommend this bank.